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The costs of moving

Moving can be an exciting - and costly - time in your life. Even if you're moving into a less expensive home, you can expect to spend money before you can start saving it. Here are some tips for keeping your address change on budget and as inexpensive as possible.

Be flexible
If you're moving for work or school, your destination may not be flexible. However, if you have total control over where you end up, staying local could save you money. The average cost of an in-state move is $1,170, and it can be more than 5 times that amount if you're moving out of state, according to the American Moving & Storage Association. Plus, Kiplinger noted that a moving truck alone can cost upwards of $1,000 to go from Washington, D.C., to Phoenix, Arizona. If you're flying, it can get even more expensive, since you'll have to pay your way in airfare and you'll also have to pay movers to travel between the two locations.

Also, if you're able to choose when you move, avoid the months between May and September. The cost of moving during off-season is 10 percent less than during the peak months, according to Kiplinger. Not only is it less expensive, but it's also less hectic. It can be overwhelming to try to reserve moving trucks and transport your belongings when everyone else is doing the same thing, so staying flexible in the timing of your move could be especially helpful.

Pay in advance
Whether you're renting or buying, it costs to save your spot. Many apartments require last and first month's rent, a security deposit and broker's fee, and putting a down payment on a house usually calls for a down payment of 5-20 percent of the list price. The more money you put down when you purchase a home, the lower your mortgage will be. Similarly, landlords will sometimes lower the rent or waive certain fees if you pay in advance or front a larger amount of money. Check with your landlord or realtor before moving to see which options are available.

Do it yourself
Movers typically charge $1 for each pound they move, and a person's total belongings typically weigh about 1,000 pounds. Cut the cost of your moving budget in half by packing and transporting your belongings yourself. Even if you get friends and family to just help load furniture and equipment onto moving trucks, it could save you a significant amount of money. Taking advantage of the "you load, they drive" option with moving companies reduces the amount of labor they need to exert, which in turn means a helpful discount for you.

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